Personal Loan Interest Rates
You can always find our most recent interest rates for Personal Loans here.
|
Secured Personal Loans |
Interest Rate |
Comparison Rate |
|---|---|---|
|
Secured Personal Loan Fixed Rate |
7.29% pa |
8.20% pa1 |
|
Secured Personal SMART Package Fixed Rate (loans over $10,000) (no longer available) |
7.29% pa |
8.30% pa1 |
|
Secured Green Loan Fixed Rate |
6.79% pa |
7.00% pa1 |
|
Secured Student/ Apprentice Loan Fixed Rate |
6.79% pa |
6.79% pa1 |
|
Variable Rate (no longer available) |
9.20% pa |
|
Unsecured Personal Loans |
Interest Rate |
Comparison Rate |
|---|---|---|
|
Unsecured Personal Loan Fixed Rate |
12.99% pa |
16.35% pa1 |
|
Unsecured Personal SMART Package Fixed Rate (loans over $10,000) (no longer available) |
12.29% pa |
15.21% pa1 |
|
Unsecured Green Loan Fixed Rate |
8.97% pa |
9.99% pa1 |
|
Unsecured Student/ Apprentice Loan Fixed Rate |
9.99% pa |
9.99% pa1 |
|
Variable Rate (no longer available) |
14.99% pa |
|
Overdrafts |
Variable Rate |
Comparison Rate |
|---|---|---|
|
Unsecured Overdraft(variable) |
16.00% pa |
n/a |
|
Secured Overdraft (variable) |
11.25% pa |
n/a |
|
Credit Cards |
Ongoing Variable Rate |
Introductory Rate |
|---|---|---|
|
Visa Credit Card |
12.49% pa |
7.99% pa2 |
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Things you should know:
1 The comparison rates displayed are calculated for secured personal loans based on a loan amount of $30,000 over a 5 year loan term and for unsecured personal loans based on a loan amount of $10,000 over a 3 year loan term. Warning: The comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
2 Special Introductory Rate. At the end of 6 months the introductory rate reverts to the credit card unsecured variable rate. Promotion may be withdrawn at any time.
