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Home / Rates and fees / Personal Loan Interest Rates

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You can always find our most recent interest rates for Personal Loans here.

Secured Personal Loans

Variable Rate

Comparison Rate

Secured Personal Loan Fixed Rate

7.29% pa

8.20% pa1

Secured Personal SMART Package Fixed Rate (loans over $10,000) (no longer available)

7.29% pa

8.30% pa1

Secured Green Loan Fixed Rate

6.79% pa

7.00% pa1

Secured Student/ Apprentice Loan Fixed Rate

6.79% pa

6.79% pa1

Variable Rate (no longer available)

7.29% pa

 


Unsecured Personal Loans

Variable Rate

Comparison Rate

Unsecured Personal Loan Fixed Rate

12.99% pa

16.35% pa1

Unsecured Personal SMART Package Fixed Rate (loans over $10,000) (no longer available)

12.29% pa

15.21% pa1

Unsecured Green Loan Fixed Rate

8.97% pa

9.99% pa1

Unsecured Student/ Apprentice Loan Fixed Rate

9.99% pa

9.99% pa1

Variable Rate (no longer available)

12.99% pa

 


Visa Cards & Overdrafts

Variable Rate

Comparison Rate

Visa Credit Card

12.49% pa

n/a

Unsecured Overdraft(variable)

16.00% pa

n/a

Secured Overdraft (variable)

11.25% pa

n/a


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Things you should know:

1 The comparison rates displayed are calculated for secured personal loans based on a loan amount of $30,000 over a 5 year loan term and for unsecured personal loans based on a loan amount of $10,000 over a 3 year loan term. Warning: The comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

 

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