Savings Accounts
Want to save more or budget more effectively, then BDCU Alliance Bank can help with that too.
My Community Account
My Community Account is an online savings account that allows you to support the community, and at the same time reach your own savings goal.
- 0.15% pa1
Maximum Rate
- No minimum balance
- Funds available at call
- Variable interest rate
- You earn interest as normal and for every $ you earn BDCU pays 15 cents from our own capital to support the local community
- Interest calculated daily on the closing balance and credited monthly
Bonus Saver
A savings account that rewards you with bonus interest, helping you achieve your goal sooner.
- 0.01% pa
Interest Rate - 0.29% pa2
Bonus Interest Rate
- Funds available at call
- No minimum balance
- Interest calculated daily on the closing balance and credited monthly
- Variable interest rate applies
- To receive the bonus interest each month, all you need to do is deposit a minimum of $10 each calendar month, and make no withdrawals or debit transfers
Junior Bonus Saver
- 0.01% pa
Interest Rate - 0.29% pa2
Bonus Interest Rate
A savings account for younger members that rewards you with bonus interest, helping you achieve your goal sooner.
- Funds available at call
- No minimum balance
- Interest calculated daily on the closing balance and credited monthly
- Variable interest rate applies
- To receive the bonus interest each month, all you need to do is deposit a minimum of $10 each calendar month, and make no withdrawals or debit transfers
Personal Package Bonus
Available to members with a HomeSMART package. The account earns bonus interest 0.20% p.a. on an online savings account rate (S50).
- 0.35% pa3
Maximum Rate
- No minimum balance
- No monthly service fee
- Funds available at call
- Variable interest rate
- Interest calculated daily on the closing balance and credited monthly
Christmas Club
Set aside funds for Christmas and the January sales, and minimise the temptation to access your money early.
- 0.10% pa4
Maximum Rate
- No minimum balance
- Variable interest rate
- Interest calculated daily on the closing balance and credited annually on October 31st
- Funds available at call
Retirement Account
Simple, everyday banking for those over 55 and no longer working. Designed so you can enjoy your retirement.
- 0.30% pa
Maximum Rate
- No minimum balance
- Funds available at call
- Interest calculated daily on the closing balance and credited monthly
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Things you should know:
Terms and Conditions, fees and charges apply and are available on request. All rates are subject to change. Any advice or information on this site in general in nature and does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. We recommend you read all relevant Disclosure documents and Target Market Determinations (TMD) before acquiring the product. Rates effective 15 September 2021.
1 Interest calculated daily on the closing balance and credited monthly
2 No bonus interest is paid if any withdrawal is made in that month. Interest calculated daily on the closing balance and credited monthly.
3 Interest calculated daily on the closing balance and credited monthly.
4 Interest calculated daily on the closing balance and credited October 31.
