Personal Lending

Get what you want out of life. Whether it's a holiday, consolidating your debts or buying furniture, with a personal loan you can borrow funds for any worthwhile purpose.

Check out our full range of Personal Loans

Fully Secured Personal Loan

Get what you want out of life. Whether it's a holiday, consolidating your debts or buying furniture, with a Personal Loan you can borrow funds for any worthwhile purpose.

  • 7.29% pa
    Variable Rate
  • 8.20% pa1
    Comparison Rate
  • Fixed rate interest rate
  • No early payout penalties

Unsecured Personal Loan

There are a range of options including secured, partly secured and unsecured, which means you can get finance with a term and rate that is just right for you.

  • 12.99% pa
    Variable Rate
  • 16.35% pa1
    Comparison Rate
  • Fixed rate interest rate
  • No early payout penalties

Brand New Car Loan*

BDCU Alliance Bank's fast, pre-approved and competitive Brand New Car Loan enables you to shop for your new car with confidence.

  • 7.29% pa
    Variable Rate
  • 8.20% pa1
    Comparison Rate
  • Fast pre-approval
  • Low variable interest rate
  • Free redraw facility

Overdrafts

Life can be full of little surprises, so enjoy the security of knowing that extra money is available when you need it with an overdraft facility. You only pay interest on what you use, and you can redraw as often as you need, up to your approved limit, helping you to be better prepared.

  • 11.25% pa
    Interest Rate
  • Link it to your Visa Debit Card
  • Only pay interest on what you use

Visa Credit Card

BDCU Alliance Bank's Visa Credit Card has a low interest rate, a low annual fee, and has no strings attached.

  • 7.99% pa2
    Introductory Rate
  • 12.49% pa
    Ongoing Rate
  • Low introductory rate for the first 6 months
  • Low annual fee
  • Low ongoing rate
  • No costly rewards that you never use
  • Up to 44 days interest free

You might be interested in

Things you should know:

Terms and Conditions, fees and charges apply and are available on request. All rates are subject to change. Any advice or information on this site in general in nature and does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. We recommend you read all relevant Disclosure documents before acquiring the product.

* Security over vehicle required

1 The comparison rates displayed are calculated for secured personal loans based on a loan amount of $30,000 over a 5 year loan term and for unsecured personal loans based on a loan amount of $10,000 over a 3 year loan term. Warning: The comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

2 Special Introductory Rate. At the end of 6 months the introductory rate reverts to the credit card unsecured variable rate. Promotion may be withdrawn at any time.

We are here to help