Member Update: Please note - Bowral and Goulburn Centres are open. Moss Vale Centre open with revised hours (9.30 am  - 4.30 pm, closed 1pm - 2pm)  and Mittagong is open with revised hours as a cashless business banking centre (9.00am - 5.00 pm, closed 11.30am - 12.30 pm). All remote banking options are available and our team can be contacted on 02 4860 4000. 

Home Smart Variable Home Loan

Key features

HomeSMART Package
Package Discount
Discount on variable loan rate 0.70% pa
Discount on fixed loan rate 0.20% pa
Establishment Fee $0
Monthly Loan Fee $0
Key Features
Unlimited eligible BDCU Alliance Bank transactions On a basic transaction account or FLEX account
Package Bonus account - Bonus interest on My Community Account Rate 0.25% pa
Discount on general insurance premiums 5.00% pa
Visa credit/Debit card annual fees $0
Eligibility Available with home loans of $150, 000 or more
Price pa $395

Important information

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Things you should know:

Warning: The comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

All loans are 1st mortgage secured.

The Establishment fee includes standard mortgage preparation costs $260 and one standard valuation cost $220. Additional solicitor and valuation costs apply for non standard or multiple properties. This fee is waived for Home Smart Package - Annual Fee applies. 

Term and Conditions, loan fees and charges apply. All rates are subject to change. BDCU Alliance Bank lending criteria applies to all loans and applications are subject to approval. We recommend you read all relevant disclosure documents before acquiring the product.

1 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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