Home Smart Fixed Rate Home Loan

Key features

HomeSMART Package
Package Discount
Discount on variable loan rate 0.70% pa
Discount on fixed loan rate 0.20% pa
Establishment Fee $0
Monthly Loan Fee $0
Key Features
Unlimited eligible BDCU Alliance Bank transactions On a basic transaction account or FLEX account
Package Bonus account - Bonus interest on My Community Account Rate 0.20% pa
Visa credit/Debit card annual fees $0
Eligibility Available with home loans of $150, 000 or more
Price pa $395

Important information

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Things you should know:

All lending interest rates are subject to change. Rates are for new business and may differ for existing customers. Fees and Charges may be applicable and can be found in the Lending Fees and Charges Guide.

Important information about comparison rates.

1.The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

For BDCU Alliance Bank Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period.

The variable interest rates displayed are based on the applicable Loan to Value Ratio (LVR).

Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. All loans are 1st mortgage secured. The Establishment fee includes standard mortgage preparation costs $260 and one standard valuation cost $220. Additional solicitor and valuation costs apply for non standard or multiple properties. This fee is waived for Home Smart Package - Annual Fee applies. Term and Conditions, loan fees and charges apply. BDCU Alliance Bank lending criteria applies to all loans and applications are subject to approval. We recommend you read all relevant disclosure documents before acquiring the product.

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