Opening hours: 

Bowral:  9.00am – 5.00pm  Goulburn:  9.00am – 5.00pm.  Moss Vale:  9.00am – 1.00pm & 2.00pm – 5.00pm 

Mittagong:  Temporarily closed. 

At this time we encourage you to stay home and stay safe.  Online banking is your safest option.

If you need assistance accessing remote banking please contact our team on 4860 4000.


Dreaming of wide open spaces?

BDCU’s new Rural and Lifestyle Variable Home Loan will get you on your land sooner.

Love your home but dreaming of wide open spaces? Maybe an acreage or hobby farm.

Our team of local lending experts are all you need to make your big move easy.

And with all approvals managed locally, you’ll be on your land sooner.

Better still, if you intend to build but aren’t ready yet, the team can simply approve your land. BDCU can also approve 80% LVR for properties up to 50 hectares!

Call your local lending experts today on 4860 4000 to learn how BDCU’s Rural and Lifestyle Variable Home Loan can help make your country dream a reality. 

Don't have time to call? Email This email address is being protected from spambots. You need JavaScript enabled to view it. and we'll call you right back! 

You can also apply on line by clicking button below 

Apply Now 


Property  <50ha = LVR up to 80% with a residence on the property. Property >50ha = max LVR 60% with a residence on the propert. If property is vacant land there must be intention to build within 12 months and confirmation from council that building is allowed.. Zoning needs to be residential, rural or rural/residential. Commercial/industrial zoning not allowed.  Must service by off farm income – Hobby farming is allowed but income not included in assessment. Normal Home Loan pricing applies.

BDCU Limited ACN 087 649 787 (BDCU) is an agent of Bendigo and Adelaide Bank Limited ACN 068 049 178 AFSL/Australian Credit Licence 237879 in the distribution of BDCU Alliance Bank  branded products and services.

 Terms and Conditions, fees and charges apply and are available on request. All rates are subject to change. Any advice or information on this site in general in nature and does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. We recommend you read all relevant Disclosure documents and Target Market Determinations  before acquiring the product.

We are here to help