BDCU - Loans

Increase font size Decrease font size

Loans

Attention: open in a new window. Print

Whether it’s for a home, car or something personal, if you need to borrow money BDCU Alliance Bank has got the right loan.

HomeSMART Package

A HomeSMART package includes heaps of benefits like reduced interest rates, fee waivers, and discounts. The savings you'll enjoy generally far outweigh the package fee, so it's a smart investment that really pays.

Available for home loans, minimum loan application amount applies.

learn more

Home Loans

BDCU Alliance Bank has a wide choice of competitive, flexible home loans and our experienced team will advise you on the different options to suit your needs.

  • Competitive interest rates
  • Weekly, fortnightly or monthly repayment options
  • Quick and simple

From 4.71% pa1

interest rate

From 4.87% pa2

comparison rate

learn more


Personal Loans

BDCU Alliance Bank's simple, hassle-free loans can turn your dream into reality in no time.

 

  • Competitive rates
  • Unsecured loans available
  • Convenient - apply online today

From 7.29% pa3
interest rate

From 8.20% pa4
comparison rate

learn more


Car Loans

Competitive rates and flexible repayment terms are available for new and used cars and motorbikes. 

  • Fast pre-approval
  • Early repayment without penalty
  • Low application fee

From 7.29% pa3
interest rate

From 8.20% pa4
comparison rate

learn more


Visa Credit Cards and Overdrafts

Take care of unexpected expenses with a Visa Credit Card.

  • Competitive rates
  • Convenient - apply online today

Introductory rate of
7.99% pa5
with a low ongoing rate of
12.49% pa

learn more


Overdrafts

  • Competitive rates
  • Secured and unsecured overdrafts available
From 11.25% pa learn more

Business Loans

When it comes to success, having access to the right financial solutions makes all the difference.

  • Make repayments weekly, fortnightly or monthly
  • Interest calculated daily, charged monthly
  • Make lump sum repayments or payout your loan without penalty
From 5.19% pa6
interest rate
learn more

Additional Information

Warning: The comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

1. 1st mortgage secured variable interest rate
2. Comparison rate based on a $150,000 loan over a 25 year term
3. Fully secured variable interest rate
4. The comparison rates displayed are calculated for secured personal loans based on a loan amount of $30,000 over a 5 year loan term and for unsecured personal loans based on a loan amount of $10,000 over a 3 year loan term..

5. Introductory rate Visa credit card is for six months after which the interest rate reverts to the standard Visa Credit variable interest rate.
6. Fixed for 1 year. Customer margin may apply (subject to approval), On completion of fixed rate period, the variable Business Reference Rate applies, 1st mortgage secured

Term and Conditions, loan fees and charges apply. All loans subject to BDCU Alliance Bank lending criteria and subject to approval.

And there's more

BDCU Honest

News